Important update as of 3/23/2020

Restoration America’s physical office in Crystal Lake is temporarily closed.
Housing Counselors are still available by phone (847)783-0232.
Press 1 and ask to speak to a counselor or you can email us at and a counselor will respond back to you.

Financial Capability

A counselor will analyze your spending patterns, help you to understand your credit, explain how to use credit wisely, how to address adverse information on your credit report, and create an action plan with steps to take to address your unique situation. Our counselors can help you create a realistic, sustainable budget to assist you to gain control of your financial future and achieve your housing goals.

Restoration America
86 N. Williams
Crystal Lake, IL 60014
1-800-237-8890 Office
1-224-293-6110 FAX

Donate To Restoration America

As a 501(c)(3) not for profit organization, Restoration America relies on your donations so that we can offer the counseling services that we do. Every dollar you donate, over 80% goes directly into the services that we provide our clients.  Your donation is tax deductible.

Ready to talk?

If you or someone you know is in need of assistance with Mortgage Delinquency, Reverse Mortgages, Financial Capability or is looking for Pre-Purchase Counseling, please contact us.

We are here to help.